The Debt Payoff Calculation shows a 10% rate is that correct?

The Goal:

Clarify why the pre-flight calculation uses a different rate and what to do if it's blocking an eligible borrower.

How-To:

1. The debt payoff pre-flight check uses a conservative 10% rate estimate to stress-test DTI eligibility

2. This is a system default, not the borrower's actual rate it's used only for the eligibility pre-check

3. If a borrower is being blocked despite appearing eligible at the actual rate, escalate as urgent with the loan number

4. Include: borrower name, loan number, stated income, current DTI shown, and the debt payoff amount being flagged